Town of East Hampton Loan Program (ADU CAP)
The application period for this 2026 pilot program is now closed.
Applications were accepted from June 22, 2026 through August 21, 2026.
A lottery was held on Tuesday, September 22, 2026, to determine the order in which applications will be reviewed for eligibility and approval. Each applicant was assigned a random lottery number, and a list created using an online lottery service.
The post-lottery list can be found at: ADU CAP Lottery Results.
The lottery drawing can be viewed at LTV East Hampton – YouTube.
All applicants will be informed of their place on the list for application review.
Following a full eligibility review, applicants will be notified if they can be offered a loan.
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Made possible by the Community Housing Fund, the Town of East Hampton’s Residential Accessory Dwelling Unit Construction Assistance Program (ADU CAP) helps create new affordable housing opportunities for income-qualified tenants while preserving community character. The ADU CAP provides loans to East Hampton residential property owners for the construction of rent-restricted accessory dwelling units, or ADUs.
Properties must contain a minimum lot area of 15,000 square feet and may not be located within the Harbor Protection Overlay or Affordable Housing Overlay zoning districts.
The ADU must be rented to eligible East Hampton residents (individuals who live or work in the Town of East Hampton, or former residents who have lived in East Hampton in the past five years) or family members of the property owners, whose incomes do not exceed maximum limits for the program, on a year-round basis at affordable rents.
The Town Board has initially allocated $1 million for the 2026 ADU CAP pilot program.
Interest-free, deferred payment loans of up to $100,000 for construction costs will be repayable upon future sale of the property.
Click here to read the program details:ADU CAP Overview
Español: ADU CAP Descripcion General
Click here for an application: ADU CAP Application
Español: ADU CAP Solicitud
In addition to the ADU CAP Application, you must fill out and submit attachments and supporting documents. Please note, not all of the materials are required at the application stage; some items will be required only if you are approved for a loan. Please refer to the application instructions and checklist.
Además de la Solicitud del Programa ADU CAP, debe completar y presentar los anexos y documentos de respaldo requeridos. Tenga en cuenta que no todos estos materiales son necesarios para la etapa de la solicitud; algunos solo se requerirán si su préstamo es aprobado. Consulte las instrucciones y la lista de verificación de la solicitud.
Click here to download the required application attachments: ADU CAP Application Attachments
Español:ADU CAP Anexos